������ ��������T           ����� H           ������� E

HANNA

������ G���������� R���������� O���������� U��������� P

Vending Equipment Sales & Service

Let�s look at this another way.� What if you paid cash for the equipment?

� You would need to generate $ 30,000 income to pay cash for a $30,000 piece of equipment.� And in addition, you would need to generate an additional $ 7,200 worth of income to pay a 24% (assumed) income tax on the required income.� Your total earnings would be $ 37,200.

� This means to pay for a $ 30,000 piece of equipment, and earn enough to pay the taxes on the income, it would cost you $ 37,200 in pretax dollars.

Leasing Does Make Sense!

With leasing you make your payments with PRETAX dollars.� That means if you spend $30,000, it only cost $30,000, not $ 37,200.� When you look at the true cost of money, including taxes, leasing could save you $3,420.� That is the $ 7,200 you could pay in taxes, minus $ 3,780 cost of this lease not to mention the lost interest you can earn on $30,000.00 over the 60 month lease.

 

Could you use a $ 3,420 savings?

Charles Hanna further expands upon the subject of financing in his book:�

THE VENDING INDUSTRY - History, Secrets, Trends, Opportunities, Scams.

HANNA OFFERS �����������������������������

�����������������������������������������������������

WINNING REASONS CUSTOMERS SHOULD LEASE

1)        100% Financing:Without touching your cash reserves you can have new profit making equipment, and use your cash for working capital.

2)        Preserves Credit Lines:� With leasing you keep your credit lines liquid for capital intensive needs such as; additional personnel, building expansion or improvement, and inventory.�

3)        Tax Benefits:� In many cases lease payments can be a monthly expense item, giving you greater flexibility at tax time.

4)        Flexible Payment Plans:� By leasing you can structure your payments to fit your budget.� When you know whatever you budget.� When you know what your monthly capital outlay is going to be on a consistent basis you can better plan for future growth in your company.

5)        Allows Equipment To Pay For Itself:� Would you pay an employee their salary five years in advance?� Of��

����� course not.� But when you pay cash for equipment you�re essentially doing this.� Allow the equipment to pay for���

����� itself as you use it.

6)       Obsolescence Protection:� With all the advances in technology equipment can become obsolete within a few�

������ years with a flexible lease program you can keep your equipment up to date and stay ahead of the competition.

7)        Fixed Payments:� Our lease is not subject to cancellation or recall without notice unlike most traditional bank

����� borrowing.� Also, a change in interest rates does not affect your established lease rate.

8)        Increase Purchasing Power:� By leasing your equipment you can expand your credit ceiling for future bor-����

������ rowing needs.

9)        Simple Credit Process:� A one page application is usually all that is needed to get the credit process under-

����� way.� Most decisions can be reached within 24 hours.

10)�� IF IT APPRECIATES BUY IT!� �� IF IT DEPRECIATES LEASE IT!!

Go to next page for the Hanna Leasing Application